Cash Advance Lenders do offer loans irrespective of your credit history. If you are a person with a poor credit score, applying for a traditional loan is out of question, as they concentrate much on the ability of the customer to repay the same. These lenders do not involve themselves with lengthy procedures or confusing formalities. Another major advantage of such loan is that there is no documentation and the important documents need not be faxed to them for the loan approval. As these are short term loans the amount that is borrowed has to be repaid in a short span of time with a high rate of interest. However there are lenders who do offer reasonable rates to eligible customers. Such lenders deposit the cash in your active checking account in no time soon after approval. The cash has to be returned or repaid through post dated checks which includes the cash borrowed and the rate of interest charged. see it here