Payday direct lenders, to say it straight, are always out there to help those who are really in need of cash but have bad credit records. A few years ago, the credit records of the borrowers had to be checked by the teletrack system. The system could find what you had done financially and see whether you had a bad record of credit and whether you are qualified for the loans. They could also know if you had big debts which were not paid yet or if you had ever recorded for any bankruptcy. Once all these were checked, they would determine how much the money you they would lend you and how much the rate they would charge you.

However, you will not be suffering in these cases since today there are now many payday direct lenders who will be able to lend you the cash required which will be repaid on the day after your next paycheck. dig this